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5 common investment mistakes young investors make!

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Investing is a skill and needs to be learnt. People who start early have the advantage. At a young age one usually has a greater risk taking appetite and can afford mistakes. They are in a position where they can recover the money lost due to erroneous investments. Like in any skill set, mastery in investing comes in through knowledge, discipline and targeted practice. Setting financial goals are the first step for a disciplined investment pattern. Many of us have goals, but not everyone is able to achieve them. When it comes to building huge corpus or retiring early or building a huge asset pool, it can come in either through pompous income or strategic investments. While the first is not easily applicable to all particularly for the salaried class, the latter is a powerful resort at hand for all. Investment without any strategy or wrong strategy may often lead into debt traps and poor returns. Often people in their twenties tend to procrastinate their investments and...
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Self Discipline: The Secret to Success is Revealed

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Imagine a car, a sleek, stylish formula one car with a powerful engine but without a steering wheel. This car may have immense potential, it may be the best featured of all the cars gearing up for a race. But without a steering, all the potential is a waste as the car would never get a direction and hence never reach the finish mark. If this car has to race, there must be a steering installed first. Without a steering if the one races in this car, definitely the car would meet with an accident causing damage to itself and may be to others. Same is the case with people. One may be the most creative, the most scholarly, the best actor, the best speaker or simply putting it, the most talented person around. But if there is no discipline to steer the talent, to tap into the immense potential, one can never win the race. Discipline needs to be inculcated first for one to be successful in life. If one fails to do so, all the talent is a waste and when such people look behind, th...
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Best Salary Management Tips for Beginners

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Fresh out of college? Just started with your first job? Don’t know what to do with your salary? Confused on how much to save and how much to spend? What to buy and what not to? Here is what you can do. Money Management @ Sbrt writes It is quite common for the young graduates to spend lavishly. This comes in mostly because they have the excitement of earning their own money coupled with the fact that they are independent to decide upon what to do with the money. Below are some umbrella guidelines that can be followed by anyone no matter what package you have grasped in your first job. Payoff any outstanding study loan Any outstanding loan is not good. Loans should be taken when in real need and must be paid off as soon as possible. You may set up a monthly auto debit plan. You may yourself decide the amount you wish to be debited. Just remember, too low an amount will increase the number of instalments and hence the interest you end up paying. Too high would l...
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THE KNIGHT, QUEEN AND PAWNS OF LIFE

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More often than rarely we start complaining about everything. And no one knows us better than we ourselves, often it so happens that one gets aware of the changes in the thoughts of oneself first. But the problem lies in the fact that though we recognized what our problem is, we hardly know how to deal with it. Life is like a chess game. We start off with all our pieces, try our best to play and beat the other guy. Putting in a lot of effort to ensure that our moves are correct and we play safe and strategize for everything, trying to figure out and guess the next couple of moves of the opponent. Also, we often have our favourite pieces in the game (mine, for example, is the knight). Then there are the strongest pieces (the ones that help us make the ace moves and subdue the opponent more efficiently) which for me is the queen. Then there are the disposable pawns the loss of which never bothers us. However, we forget that if properly harnessed, a pawn can turn out t...
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समझो

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समझो खेल वक्त की मन में जो है तुमने ठान ली पड ना जाए भारी तुमको मुर्ख हैं जो चुनौैती देते है समय को हक समझते हो किसे अपना ? जो दिया तुमको है किस्मत ने या सोचते जो मेहनत से है कमाया है वो वक्त ही जिसने तुमको हर पल है सिकंदर बनाया... परिवर्तन दास है उसकी मोह ना कर तु उस्से जिसे समय ने है गोद में दाला तेरी छीन ना जाये कहीं वो तुझसे रहेगा ना कुछ भी तेरा है तु हर पल अकेला घमंड कर ना शान पे वक्त के खेल को तु समझ ले|
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Metamorphosis

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He had responsibilties to shoulder; She had individuality to attain... Both took their own way thinking the other to be a hindrance! Years later they smiled together seeing their daughter play in her cradle... Finally he embraced responsibility And she found her individuality... And this time neither was a hindrance to the other...
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His love

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He loved her for what she was.... And now he loves her for what she is... His love is not in possession His love is in his soul His love is not depended on her His love is complete on its own His love is graceful His love is beautiful His love is his poetry His love is his song His love is pure His love is pius His love is his motivation His love is his satisfaction He knows she walks by him Through the difficult roads He knows she holds his hands In the dark... He knows she caresses his hairs When he sleeps exhausted He knows she is always there
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